AB Law Blog

Do You Know Your Q3 Number? Most Business Owners Don’t, and Summer Is Why

Do You Know Your Q3 Number? Most Business Owners Don’t, and Summer Is Why

Most business owners are excellent at delivering their service or product. The harder thing is running the financial side of the business with the same intentionality. And nowhere does that gap show up more clearly than in Q3, when summer disrupts routines, vacation schedules compress the calendar, and the natural momentum of Q2 quietly fades before anyone notices it is fading…

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No One Warned Her About the Widow Penalty. Her First Tax Return Did.

No One Warned Her About the Widow Penalty. Her First Tax Return Did.

She had been filing taxes the same way for thirty years. Married filing jointly. Two incomes, two Social Security checks, one tax return. When her husband died, she assumed very little about her finances would change. She still lived in the same house. She still had the same savings. Her income was lower, yes, but the bills were mostly the same. Then her first tax return came due as a single filer, and everything changed…

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